Market Watch

May 25, 2012 @ 06:55 AM

Dow Jones Industrials 12,529.75+ 33.60
Nasdaq Composite 2,839.38- 10.74
Nasdaq 100 2,531.35- 15.73
S&P 500 1,320.68+ 1.82
NYSE Composite 7,552.35+ 11.45
10 Year Treasury Note 1.76+ 0.04

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AXA Advisors

Jay S. Bentz, ChFC, CLU, LUTCF

 

My name is Jay Bentz.  Welcome to my Web site.

 

As a AXA Advisors financial professional and a active member of the Sioux Falls, South Dakota,  area community,  I am dedicated to help individuals and businesses build their financial futures and reach their goals.

I started with this organization in 1983.  To stay on top of my field and develop skills over the past 27 years,  I have regularly attended industry training and certification programs. This includes completing the curriculum and passing the rigorous exams for the:

  • Chartered Financial Consultant (ChFC) professional designation of the American College
  • Chartered Life Underwriter (CLU) professional designation of the American College
  • Life Underwriter Training Council Fellow (LUTCF) professional designation of the National Association of Insurance and Financial Advisors
  • FINRA Registrations: Series 6, Series 7, Series 63, Series 65

My academic achievement include:

  • A bachelor of arts degree in business, with a minor in mathematics from the University of Sioux Falls

My experience, education, and professional affiliations have fostered my practical approach to offering financial products and planning services to my clients.  Through our firm AXA Advisors, LLC.,  you and I working together can formulate a strategy to help you address and reach your goals.  We do not do this by recommending a combination of unrelated products, but by gathering information on your specific financial goals and investment objectives.  Once we have a complete picture of your situation,  we will then recommend suitable programs and services to help execute your strategy and reach your goals.

Maintaining a strong sense of community and a solid professional foundation are very important to me.  My community activities and professional affiliations include:

  • Member of the St. Michael Catholic Church and School Parish Council
  • Member of the St. Michael Catholic Church Finance Council
  • President of the Cornbelt League Amateur Baseball League
  • Member of the O'Gorman / Sioux Falls Catholic Schools Bob Burns Dakota Bowl Committee
  • Manager / Player of the Dell Rapids Blue Ribbon Amateur Baseball Team
  • Member of the AXA Advisors Sioux Empire Scholarship Fund Board

My wife Sue and I live in Sioux Falls, South Dakota, with our three children.

Thanks for visiting!  Jay

Newsletters

Balancing Stability and Growth

An investor who is 2 or 3 decades from retirement could decide to be more aggressive in pursuing investment growth than someone approaching retirement. Even though investors address this by transitioning to a more conservative asset allocation, they still need to seek growth while balancing the desire for principal preservation. This article offers some factors to consider.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

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